Lower your EMI.
Stuck paying high EMIs across many loans and apps? We find you a cheaper loan, help you close the old ones with it, and leave you with one smaller monthly payment.
Takes 2 minutes · won't affect your credit score






See how much you could lower your EMI.
Enter your total loan amount and current EMI to estimate how much lower your monthly EMI could be.
Based on moving your debt to a ~13% rate and tenure of 4 years. Illustrative estimate, not an offer. marketfeed is not a lender. Loans are provided by RBI-regulated partner banks and NBFCs, who decide your final rate and EMI based on your profile.
From chaos to calm.
It's not just a lower EMI. It's peace of mind.
One smart loan
₹38,000
/mo
Five EMIs totaling ₹55,000/mo, rolled into one lower monthly payment.
date
rate
stress
& safe
Illustrative example. This is often called a balance transfer or debt consolidation.
One smart loan
₹38,000
/mo
Five EMIs totaling ₹55,000/mo, rolled into one lower monthly payment.
date
rate
stress
& safe
Illustrative example. This is often called a balance transfer or debt consolidation.
Lower EMI, in 3 simple steps.

AI checks your eligibility
Our AI securely analyses your credit profile and loan details in seconds.

We get you the best offer
We compare multiple lenders to get you the lowest interest rate and best terms.

Enjoy a lower EMI
Move to one lower monthly EMI, and manage your money with ease.
We're on your side, not the lender's.
Talk to a real loan expert from our team and get honest advice, even when the answer is “don't switch.”





Questions, answered
Salaried Indians who are paying EMIs on personal loans, app loans or credit card dues, and want to pay less every month. If you have one or more running loans, it's worth checking.
If you're paying high EMIs across multiple loans, credit cards, or loan apps, and you've kept up your repayments, you may be able to lower your EMI by moving to a single cheaper loan through a balance transfer or debt consolidation. Use the calculator above to see how much lower your EMI could be, free, with no impact on your credit score.
Every situation is different. It depends on your existing loans, interest rates, and credit profile. We lower your EMI either by moving a loan to a cheaper one (a balance transfer) or by combining several loans into one (debt consolidation). Once we analyse your loans, we'll show you a personalised estimate of your new EMI before you decide. Checking is completely free.
All of these, depending on your situation. If you have one expensive loan, we help you move it to a cheaper one, often called a balance transfer or refinancing. If you have several loans, we combine them into a single, lower EMI, known as debt consolidation. Either way, the goal is the same: a lower monthly EMI on the loans you already have.
No. Checking your new EMI doesn't touch your credit score. A formal credit check happens only later, with your permission, when you actually apply for the new loan.
Yes. Checking is free and our help costs you nothing. We're paid by our lender partners when a switch goes through, and we only suggest one when it genuinely lowers what you pay.
We're not a lender. We help you refinance or consolidate your existing loans by finding you the best deal across our lending partners (banks and NBFCs) and handling the entire process for you. The new loan comes from a trusted, regulated lender.
Yes. Your details are used only to find and process your loan offer. We never sell your data, and we'll only reach out about your loans.
Checking takes about two minutes. If you decide to switch, closing the old loans and starting the new one usually takes a few days, and we stay with you through all of it.
One EMI.More peace of mind.
Lower your monthly EMI and make room for what matters.

